{"id":298,"date":"2012-04-01T09:20:30","date_gmt":"2012-04-01T16:20:30","guid":{"rendered":"https:\/\/www.ficanex.ca\/?p=298"},"modified":"2023-11-27T16:05:42","modified_gmt":"2023-11-27T23:05:42","slug":"april-2012","status":"publish","type":"post","link":"https:\/\/www.ficanex.ca\/fr\/blog\/2012\/04\/01\/april-2012\/","title":{"rendered":"April 2012"},"content":{"rendered":"<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-av_section-fe7296e154be58d9a6d68385b932d5bc\">\n.avia-section.av-av_section-fe7296e154be58d9a6d68385b932d5bc{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/www.ficanex.ca\/wp-content\/uploads\/2023\/06\/Across_all_banner.jpg);\nbackground-position:0% 0%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-av_section-fe7296e154be58d9a6d68385b932d5bc main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  inner-banner inner-blog-banner avia-full-stretch avia-bg-style-scroll container_wrap fullsize'  data-section-bg-repeat='stretch'><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-298'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-av_one_full-7714eba142aeda1f8b5272a3c372b279 av_one_full  avia-builder-el-1  avia-builder-el-no-sibling  first flex_column_div'     ><section  class='av_textblock_section av-av_textblock-7a1af7d8f9790576b1769c0a9f0449ed'   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h1>Bulletins d\u2019information des membres<\/h1>\n<div class=\"newsletter-wrapper\"> <select name=\"newsletter_post\"><option value=\"\">S\u00e9lectionnez le num\u00e9ro pr\u00e9c\u00e9dent<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2019\/02\/02\/february-2019\/\">F\u00e9vrier 2019<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2017\/08\/01\/august-2017\/\">Ao\u00fbt 2017<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2017\/03\/01\/march-2017\/\">Mars 2017<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2016\/07\/01\/july-2016\/\">Juillet 2016<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2016\/04\/05\/april-2016\/\">Avril 2016<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2015\/12\/01\/december-2015\/\">D\u00e9cembre 2015<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2015\/07\/01\/july-2015\/\">Juillet 2015<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2015\/04\/01\/april-2015-2\/\">April 2015<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2014\/12\/01\/april-2015\/\">December 2014<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2014\/07\/01\/december\/\">July 2014<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2014\/04\/01\/april-2014\/\">April 2014<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2013\/12\/01\/december-2013\/\">December 2013<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2013\/08\/01\/august-2013\/\">August 2013<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2013\/04\/06\/april-2013\/\">April 2013<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2012\/12\/01\/december-2012\/\">December 2012<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2012\/07\/01\/july-2012\/\">July 2012<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2012\/04\/01\/april-2012\/\">April 2012<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2011\/12\/01\/december-2011\/\">December 2011<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2011\/08\/01\/august-2011\/\">August 2011<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2011\/04\/01\/april-2011\/\">April 2011<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2011\/01\/06\/january-2011\/\">January 2011<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2010\/09\/06\/september-2010\/\">September 2010<\/option><option value=\"https:\/\/www.ficanex.ca\/fr\/blog\/2010\/06\/06\/june-2010\/\">June 2010<\/option><\/select> <\/div>\n<\/div><\/section><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><div id='av_section_2'  class='avia-section av-av_section-5bf304c9d056f48815cce330848c611c main_color avia-section-default avia-no-border-styling  avia-builder-el-3  el_after_av_section  el_before_av_section  blog-banner avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-298'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-av_one_full-7714eba142aeda1f8b5272a3c372b279 av_one_full  avia-builder-el-4  avia-builder-el-no-sibling  first flex_column_div'     ><section  class='av_textblock_section av-likhldm7-a149ec4adbc24236b4f25844fc932db0'   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h2 style=\"text-align: center;\">Current Issue: April 2012<\/h2>\n<\/div><\/section><br \/>\n<div  class='avia-button-wrap av-likhljha-95c718637b1cbd1d632e125bb15d8784-wrap avia-button-center  avia-builder-el-6  el_after_av_textblock  avia-builder-el-last  white-btn'><a href='https:\/\/www.ficanex.ca\/wp-content\/uploads\/2023\/06\/ficanex-newsletter-april-2012.pdf'  class='avia-button av-likhljha-95c718637b1cbd1d632e125bb15d8784 av-link-btn avia-icon_select-no avia-size-small avia-position-center avia-color-theme-color'  target=\"_blank\"  rel=\"noopener noreferrer\"  aria-label=\"VIEW AS PDF\"><span class='avia_iconbox_title' >VIEW AS PDF<\/span><\/a><\/div><\/p><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_3'  class='avia-section av-av_section-f716ba51e7bf82947c918c6ed882cb73 main_color avia-section-default avia-no-border-styling  avia-builder-el-7  el_after_av_section  avia-builder-el-last  avia-bg-style-scroll container_wrap fullsize'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-298'><div class='entry-content-wrapper clearfix'>\n<div  class='flex_column av-av_one_full-7714eba142aeda1f8b5272a3c372b279 av_one_full  avia-builder-el-8  avia-builder-el-no-sibling  first flex_column_div'     ><section  class='av_textblock_section av-likhluar-eec3e33432bc47339a610b326acd761a'   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/BlogPosting\" itemprop=\"blogPost\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>2011 Transaction Highlights<\/h3>\n<p>2011 proved to be a very successful year for\u00a0<strong>THE EXCHANGE\u00ae<\/strong>\u00a0ATM network with Canadian cardholders performing almost 10 million Exchange transactions across the country. As well as being able to withdraw cash, make deposits and perform balance inquiries surcharge-free, many cardholders are now embracing the new PIN change feature available on the ATMs. Transactions continue to grow and we have no doubt 2012 will see transactions on\u00a0<strong>THE EXCHANGE\u00ae<\/strong>\u00a0network exceeding 10 million.<\/p>\n<p>Not only are cardholders performing record transactions at home, transactions in the US continue to break all records. US Exchange ATMs and\u00a0<strong>ACCEL\u00ae<\/strong>\u00a0POS transactions both continue to exceeded expectations year after year.\u00a0<strong>ACCEL\u00ae<\/strong>\u00a0transactions increased from 991,719 in 2010 to an outstanding 1.5 million in 2011 and U.S. ATM transactions have more than tripled since 2004.<\/p>\n<p>New additions to the\u00a0<strong>ACCEL\u00ae<\/strong>\u00a0POS Network included Airline Financial Credit Union, Island Savings Credit Union and Osoyoos Credit Union.<\/p>\n<p>All of these changes serve to strengthen our network and we anticipate much more growth and change in 2012.<\/p>\n<hr \/>\n<h3>ATM Growth<\/h3>\n<p>One of the reasons THE EXCHANGE\u00ae network is so successful is the number of ATMs available to your cardholders, surcharge-free, coast to coast. The network started with a mere 540 ATMs in 2000 and has grown to almost 2,400 in 2012. The growth is attributed in part to the connection of National Bank in 2001, a large group of Ontario credit unions in 2004 and the Atlantic Province credit unions in 2005; combine that with a steady stream of new members as well as expansion within existing members and you have the network as it is today. As we continue to grow THE EXCHANGE\u00ae network you can expect to see these numbers increase as we hit new records in all areas.<\/p>\n<h3><\/h3>\n<hr \/>\n<h3>March is Fraud Protection Month in Canada<\/h3>\n<p>The Competition Bureau of Canada has designated March Fraud Protection Month. With this in mind, we thought it would be a good idea to review the benefits of moving to EMV technology, the shift in fraudulent activities and how\u00a0<strong>THE EXCHANGE\u00ae<\/strong>\u00a0network has been uniquely positioned to assist your Financial Institution and cardholders in the battle against fraud.<\/p>\n<p>As we know, EMV (Europay, MasterCard and VISA) is now the global standard for credit and debit card chip technology. This standard covers the processing of transactions using a card that contains a microprocessor chip at a payment terminal or ATM. These transactions require PIN entry to verify that the customer is indeed the valid cardholder, making chip cards inherently more secure than the magnetic stripe, reducing risk of fraud when the card is lost or stolen.<br \/>\nEurope\u2019s fraud landscape has shifted dramatically since the introduction of chip and PIN technology. FICO, a global analytics company, has reported that counterfeit and \u201ccard present\u201d fraud has been driven down radically in countries such as the UK. Criminals have targeted their operations across borders to countries with weaker detection and prevention capabilities and shifted their attention to \u201ccard not present\u201d schemes such as online fraud.<\/p>\n<p>At FICANEX Services we recognize the importance of such reductions to risk and fraud both for your Financial Institution and for your Cardholders. Consequently,\u00a0<strong>THE EXCHANGE\u00ae<\/strong>\u00a0network fully supports chip card technology &#8211; but it doesn\u2019t stop there. Our Members also uniquely benefit from an expanded, inter-institutional ATM network that offers ATM PIN change functionality at close to 2,400 ATMs coast to coast, ensuring peace of mind for your cardholders that their PIN remains solely with them.<\/p>\n<p>\u201c<em>We are happy that THE EXCHANGE\u00ae network developed inter-institution ATM PIN change functionality as we are now better equipped to service our cardholders in a manner that is more secure, regardless of their location. This functionality increases member convenience and confidence and has reduced debit card fraud at our credit union.<\/em>\u201d\u00a0<strong>said Edward Sweet, Senior Vice President at DUCA Financial Services Credit Union.<\/strong><\/p>\n<p>Currently the United States is lagging in their adoption of EMV technology which means that your cross border cardholder transactions will default to the magnetic stripe on your debit cards. With this in mind, we have partnered with Fair Isaac\/FICO to provide monitoring of large scale fraud in the U.S. on both\u00a0<strong>THE EXCHANGE\u00ae<\/strong>\u00a0and\u00a0<strong>ACCEL\u00ae<\/strong>\u00a0networks.<\/p>\n<hr \/>\n<h3>Finding The Closest ATM Has Never Been Easier!<\/h3>\n<p>As we have said in the past, it doesn\u2019t matter how many ATMs a Financial Institution or network has if the member\/customer doesn\u2019t know where they are when they need them most. This is exactly why FICANEX Services developed the\u00a0<strong>ATM Locator App<\/strong>, compatible with the iPhone, BlackBerry and the Android smart phones. Downloading of\u00a0<strong>THE EXCHANGE\u00ae<\/strong>\u00a0ATM Locator App is free and has been downloaded, to date, an amazing 13,107 times. FICANEX Services also allows our Participant Financial Institutions to reinforce their unique brand to their members\/customers with a customized\u00a0<strong>Smartphone ATM Locator App<\/strong>. By customizing\u00a0<strong>THE EXCHANGE\u00ae<\/strong>\u00a0Network\u2019s generic ATM Locator App your member\/customer simply searches for your financial institution\u2019s name and instantly downloads the application, free of charge. Your customized application will reinforce your brand each time your member uses their smartphone and will remind them that they have access, surcharge free, to close to 2,400 ATMs coast to coast!<\/p>\n<p><em>\u201cAtlantic Central\u00a0 is excited that we have partnered with FICANEX Services to brand THE THE EXCHANGE\u00ae network\u2019s smart phone ATM Locator App.\u00a0 This app will further support and reinforce our branding in Atlantic Canada and with GPS technology will ensure that Atlantic Canada credit union members can always find the closest surcharge free, full function ATM regardless of where they are in Canada.\u201d\u00a0<\/em><strong>said Paul Paruch, Director Business Solutions, Atlantic Central.<\/strong><\/p>\n<p>Many participants have completed customization, which takes only weeks to complete and requires only minimal effort by the Financial Institution. Kicking off 2012, both\u00a0<strong>Alterna Savings<\/strong>\u00a0and\u00a0<strong>Atlantic Central<\/strong>\u00a0are now in the process of customizing.<\/p>\n<p>For further details, including the customization fee, please contact Michael Barr,\u00a0<a href=\"mailto:mbarr@theexchangenetwork.ca\">mbarr@theexchangenetwork.ca<\/a>\u00a0or 905-864-5992.<\/p>\n<hr \/>\n<h3>Our Annual Employee Contest is Fast Approaching!<\/h3>\n<p>Get ready to put your knowledge of\u00a0<strong>THE EXCHANGE\u00ae<\/strong>\u00a0network to the test. Ficanex Services will be holding our 9th annual Employee Contest which will ramp up May 1st with full contest details to be sent to the contest coordinator at each of our member Financial Institutions.<\/p>\n<p>Starting May 14th and running for a 3-week period, a weekly contest question will be sent out to the contest coordinator for distribution. Answers to all questions can be found easily on our website. Answer correctly for your chance to win weekly cash prizes. There will be 3 lucky winners drawn each week, each winning\u00a0<strong>$200 in week 1,<br \/>\n$300 in week 2 and $500 in week 3.<\/strong><\/p>\n<p>Make sure to communicate our contest to all employees in your organization; after all, if you don\u2019t play you won\u2019t win!<br \/>\nGood luck everyone!<\/p>\n<hr \/>\n<h3>ACCEL\u00ae Network Update<\/h3>\n<p>The majority of Members of<strong>\u00a0THE EXCHANGE\u00ae<\/strong>\u00a0network are already connected to the<strong>\u00a0ACCEL\u00ae\u00a0<\/strong>network and their cardholders are benefiting from the convenience of using POS in the US \u2013 as evidenced by the soaring transaction numbers. Many of our Members were pleasantly surprised with our recent communication on the amount of revenue generated by these\u00a0<strong>ACCEL\u00ae<\/strong>\u00a0transactions during 2011. The total revenue paid to Members participating in the\u00a0<strong>ACCEL\u00ae<\/strong>\u00a0network for 2011 was over $450,000.<\/p>\n<p>Island Savings Credit Union and Osoyoos Credit Union both connected to the\u00a0<strong>ACCEL\u00ae<\/strong>\u00a0network last year and Ladysmith Credit Union has already connected this year. Three others credit unions are currently in the process of connecting. Congratulations to you all \u2013 and watch your revenue grow as you continue to provide superior service to your cardholders travelling in the U.S.<\/p>\n<p>If you are one of the few remaining Members not yet connected to the\u00a0<strong>ACCEL\u00ae<\/strong>\u00a0network and you would like more information please contact Michael Barr,\u00a0<a href=\"mailto:mbarr@theexchangenetwork.ca\">mbarr@theexchangenetwork.ca<\/a>\u00a0or\u00a0<strong>905-864-5992.<\/strong><\/p>\n<\/div><\/section><\/div><\/p>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[14],"tags":[],"class_list":["post-298","post","type-post","status-publish","format-standard","hentry","category-member-newsletters"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>April 2012 - Ficanex<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ficanex.ca\/fr\/blog\/2012\/04\/01\/april-2012\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/\"},\"author\":{\"name\":\"Ficanex\",\"@id\":\"https:\/\/www.ficanex.ca\/#\/schema\/person\/8311b925c2a4a2327e65c61c6764ef97\"},\"headline\":\"April 2012\",\"datePublished\":\"2012-04-01T16:20:30+00:00\",\"dateModified\":\"2023-11-27T23:05:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/\"},\"wordCount\":3099,\"articleSection\":[\"Member Newsletters\"],\"inLanguage\":\"fr-CA\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/\",\"url\":\"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/\",\"name\":\"April 2012 - Ficanex\",\"isPartOf\":{\"@id\":\"https:\/\/www.ficanex.ca\/#website\"},\"datePublished\":\"2012-04-01T16:20:30+00:00\",\"dateModified\":\"2023-11-27T23:05:42+00:00\",\"author\":{\"@id\":\"https:\/\/www.ficanex.ca\/#\/schema\/person\/8311b925c2a4a2327e65c61c6764ef97\"},\"breadcrumb\":{\"@id\":\"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/#breadcrumb\"},\"inLanguage\":\"fr-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.ficanex.ca\/home\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"April 2012\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.ficanex.ca\/#website\",\"url\":\"https:\/\/www.ficanex.ca\/\",\"name\":\"Ficanex\",\"description\":\"Surcharge-Free ATM Transactions Across Canada\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.ficanex.ca\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-CA\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.ficanex.ca\/#\/schema\/person\/8311b925c2a4a2327e65c61c6764ef97\",\"name\":\"Ficanex\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-CA\",\"@id\":\"https:\/\/secure.gravatar.com\/avatar\/06376f06c623bf324a9588a72fae6dad7aee95dae9c3f03b093321ba5bf8fa28?s=96&d=mm&r=g\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/06376f06c623bf324a9588a72fae6dad7aee95dae9c3f03b093321ba5bf8fa28?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/06376f06c623bf324a9588a72fae6dad7aee95dae9c3f03b093321ba5bf8fa28?s=96&d=mm&r=g\",\"caption\":\"Ficanex\"},\"url\":\"https:\/\/www.ficanex.ca\/fr\/blog\/author\/ficanex-services-lp\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"April 2012 - Ficanex","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.ficanex.ca\/fr\/blog\/2012\/04\/01\/april-2012\/","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/#article","isPartOf":{"@id":"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/"},"author":{"name":"Ficanex","@id":"https:\/\/www.ficanex.ca\/#\/schema\/person\/8311b925c2a4a2327e65c61c6764ef97"},"headline":"April 2012","datePublished":"2012-04-01T16:20:30+00:00","dateModified":"2023-11-27T23:05:42+00:00","mainEntityOfPage":{"@id":"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/"},"wordCount":3099,"articleSection":["Member Newsletters"],"inLanguage":"fr-CA"},{"@type":"WebPage","@id":"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/","url":"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/","name":"April 2012 - Ficanex","isPartOf":{"@id":"https:\/\/www.ficanex.ca\/#website"},"datePublished":"2012-04-01T16:20:30+00:00","dateModified":"2023-11-27T23:05:42+00:00","author":{"@id":"https:\/\/www.ficanex.ca\/#\/schema\/person\/8311b925c2a4a2327e65c61c6764ef97"},"breadcrumb":{"@id":"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/#breadcrumb"},"inLanguage":"fr-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.ficanex.ca\/blog\/2012\/04\/01\/april-2012\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.ficanex.ca\/home\/"},{"@type":"ListItem","position":2,"name":"April 2012"}]},{"@type":"WebSite","@id":"https:\/\/www.ficanex.ca\/#website","url":"https:\/\/www.ficanex.ca\/","name":"Ficanex","description":"Surcharge-Free ATM Transactions Across Canada","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.ficanex.ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-CA"},{"@type":"Person","@id":"https:\/\/www.ficanex.ca\/#\/schema\/person\/8311b925c2a4a2327e65c61c6764ef97","name":"Ficanex","image":{"@type":"ImageObject","inLanguage":"fr-CA","@id":"https:\/\/secure.gravatar.com\/avatar\/06376f06c623bf324a9588a72fae6dad7aee95dae9c3f03b093321ba5bf8fa28?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/06376f06c623bf324a9588a72fae6dad7aee95dae9c3f03b093321ba5bf8fa28?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/06376f06c623bf324a9588a72fae6dad7aee95dae9c3f03b093321ba5bf8fa28?s=96&d=mm&r=g","caption":"Ficanex"},"url":"https:\/\/www.ficanex.ca\/fr\/blog\/author\/ficanex-services-lp\/"}]}},"_links":{"self":[{"href":"https:\/\/www.ficanex.ca\/fr\/wp-json\/wp\/v2\/posts\/298","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ficanex.ca\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ficanex.ca\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ficanex.ca\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ficanex.ca\/fr\/wp-json\/wp\/v2\/comments?post=298"}],"version-history":[{"count":1,"href":"https:\/\/www.ficanex.ca\/fr\/wp-json\/wp\/v2\/posts\/298\/revisions"}],"predecessor-version":[{"id":299,"href":"https:\/\/www.ficanex.ca\/fr\/wp-json\/wp\/v2\/posts\/298\/revisions\/299"}],"wp:attachment":[{"href":"https:\/\/www.ficanex.ca\/fr\/wp-json\/wp\/v2\/media?parent=298"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ficanex.ca\/fr\/wp-json\/wp\/v2\/categories?post=298"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ficanex.ca\/fr\/wp-json\/wp\/v2\/tags?post=298"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}