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A surcharge-free ATM is always nearby.

THE EXCHANGE Network is a group of over 170 credit unions and banks that have come together to let their cardholders use each other’s ATMs as if they were their own. Our participating financial institutions offer their customers access to thousands of surcharge-free ATMs across Canada, allowing them to compete on both size and convenience.

Surcharge-Free ATM Transactions Across Canada.

EXCHANGE ATMs offer your cardholders surcharge-free cash withdrawals, PIN changes, transfers and balance inquiries, and the majority also accept deposits.

Financial Institution Branded Apps.

We are proud to offer free ATM locator apps for Apple® and Android® devices. Member financial institutions are also able to customize the applications with their corporate brand to further their brand reach in customer devices.

Marketing Support.

We provide our participating financial institutions with marketing material that can help educate employees and cardholders on the unique benefits of the network. Source files are provided so that your marketing team can further customize them to your own brand and positioning.

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Credit Card Services.

Want to offer your credit cardholders the same service and convenience as your debit cardholders? Members of THE EXCHANGE Network can now add their Mastercard® and Visa® products, providing the same superior convenience and service across their entire card portfolio.

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API for Direct Integration.

Use our API to integrate our ATM database into your website, mobile banking and other applications. Please contact us for additional information.

Thousands of surcharge-free ATMs across Canada.

To find out more visit THE EXCHANGE Network website.